Our Story

Learn how we help clients achieve lasting results.

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Guiding Charlottesville Entrepreneurs

Tax Efficiency Advisors, based in Charlottesville, VA, specializes in accounting, taxes, business consulting, and financial services. We help business owners balance daily operations with long-term growth goals, providing clarity, strategy, and practical solutions that reduce taxes and support sustainable financial health.

Expertise Beyond Tax Filing

Mark J Setaro, CFA, EA                                  Founder, Tax Efficiency Advisors

Mark is a CFA Charterholder and Enrolled Agent who is admitted to practice before the IRS. He has over 20 years’ combined experience as a portfolio manager for a trust department, commercial credit analyst, and licensed financial consultant. In addition, Mark is Certified in Block Chain and Digital Assets (CBDA).

Expertise Beyond Tax Filing

With a CFA background and trust management experience, we offer advanced financial planning, risk management, and retirement strategies. We also provide precise crypto tax guidance and specialized small business accounting solutions, ensuring your finances stay compliant and growth-focused.

A Personal Approach to Your Goals

Mark isn’t just academically trained he’s built things with his own hands. From raising a timber-frame home on his property to laying stone walls himself, he understands the cost overruns, bid pressures, material waste, and hands-on problem-solving that define the trades.

That real-world building experience shapes how he works with carpenters, contractors, masons, and solo operators. He knows the difference between a good idea on paper and the reality on a jobsite.

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We Love Referrals

Your referrals make a difference! We value your trust and appreciate it when you share our services with others. Every referral helps friends, family, or colleagues get expert tax and financial guidance.

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Every referral is handled with complete confidentiality.

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Your contacts receive the same professional care you do.

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Protection Plus is our premier partner for:

  • Free tax audit defense when you file your 1040 tax return with us.
  • Free help if you receive a notice from the IRS.
  • Free comprehensive identity theft restoration if your identity is stolen, even if it's not related to your tax return!
  • If we make a mistake in preparing your 1040 return, we’ll reimburse you up to $2,500 for additional fees, penalties, and interest through our partnership with Protection Plus. Subject to terms and conditions.

Contact Us

If you’re seeking a Charlottesville tax firm focused on your long-term growth, reach out today. Call (877) 356-2092 or email mark@taxefficiencyadvisors.com to begin a forward-looking, personalized approach to your taxes and business finances.

Talk to an Expert